Aetna Health Insurance

This insurance company has many available options, all of which are not very affordable.

You either need to come up with a $5,000.00 deductible per individual or you’re paying littlle up front then getting gouged when you go to the doctors office.

These individual insurance plans also had monthly payments starting from $118.00 a month up to $280.00 and there was also a disclaimer on there saying that these are just

quotes your price could change anywhere from 25%-50% depending on your lifestyle and your state.

I don’t know which one is worse? I checked a lot of individual insurance plans none of them covered maternity.

What’s up with that? Is that normal? I don’t think it is, I just thought that was very odd. Not that I’ll be needing it :), but someone will.

So I’ve come to the conclusion that either way you need to save a whole lot of money to pay for your individual health insurance.

Once again I’m loving the conclusion of preventative health care. You need to prevent any illness that could come your way.

Just eat your vegetables, get enough sleep, watch your caloric intake, exercise and enjoy life with your families because we’re not here for long.

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I found this discount dental plan, it’s not too bad if you needed something done right away you could save some hard earned money and now a days every penny counts. Everthing is high now, gas, food, insurance plans, rent, mortgage, and clothing so if you can save even 50.00 it’s worth it.

Here’s a little information I got from the Discount Dental Plan site.

Annual Program Fee 
 
Individual: $104.95 per year 1
Family 2: $159.95 per year 1
 
Plus, get 3 additional months added to your program for FREE!   
 
Program Features and Highlights  
 
THIS IS NOT INSURANCE
Over 66,000** dental practice locations nationwide Save 15 to 50 percent* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.

No paperwork, you pay the discounted amount at the time of your visit Use the card as many times as needed No predetermination of benefits required No referral required to see a Specialist Group rates available. 
 
How this Program Can Save You Money
 
Aetna Dental Access® is a discount or reduced-fee dental program. This program is designed for health conscious consumers looking to maintain their oral health and minimize their dental care expenses.

General dentists who participate in Aetna Dental Access® have agreed to accept the Aetna Dental Access® contracted rate as payment in full for services performed. A sample table of Aetna Dental Access® discounted fees can be found below.
 
Sample Discounted Fees and Savings  

Specialist Savings and Discounts
 
Aetna Dental Access® members who visit a participating specialist receive discounts according to the fee schedule. Specialists include:

Orthodontists - braces
Periodontists - gums
Oral Surgeons - wisdom tooth or major extractions
Prosthodontists - bridges and dentures
Pediatric Dentists - child treatment
Endodontist - extensive root canals
 
What You Get When You Enroll
 
When you join Aetna Dental Access® with DentalPlans.com, your participation package is provided instantly online in the DentalPlans.com Member’s Area, which includes:

Your welcome letter and ID cards
Instructions and tips for maximizing your savings
Support and contact documentation

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I went to the Humana Health Insurance website to get a quote and here were my results;

For four people with dental insurance, medical insurance and prescriptions it was a $500.00 deductible with monthly payments of $1,017.49.

Let me know your thoughts.

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